{"id":47682,"date":"2020-10-26T07:36:42","date_gmt":"2020-10-26T06:36:42","guid":{"rendered":"https:\/\/finalcall.demowebprojects.com\/no\/?p=47682"},"modified":"2020-10-25T19:43:29","modified_gmt":"2020-10-25T18:43:29","slug":"dette-ma-du-vite-om-leiebil-og-forsikringer-i-utlandet","status":"publish","type":"post","link":"https:\/\/finalcall.demowebprojects.com\/no\/2020\/10\/26\/dette-ma-du-vite-om-leiebil-og-forsikringer-i-utlandet\/","title":{"rendered":"Dette m\u00e5 du vite om leiebil og forsikringer i utlandet"},"content":{"rendered":"

N\u00e5r du skal leie bil i utlandet f\u00e5r du som regel tilbud om opptil flere typer forsikring i tillegg. Det er fristende \u00e5 si ja til disse tilbudene, for \u00e5 v\u00e6re p\u00e5 den sikre siden. Likevel kan det l\u00f8nne seg \u00e5 vurdere dem litt n\u00e6rmere f\u00f8rst. Her gir vi en gjennomgang av hva du b\u00f8r ha av forsikringer ved leie av leiebil i utlandet.<\/strong><\/p>\n

\n
Ansvar<\/strong><\/h5>\n

Det er ulike vilk\u00e5r i ulike land. Derfor kan det v\u00e6re utfordrende \u00e5 vite hvilke forsikringer du trenger. N\u00e5r et selskap oppgir en leiepris er det ofte uten forsikring. Da kan man f\u00f8le seg litt lurt n\u00e5r sluttprisen, med forsikringer, blir en helt annen.<\/p>\n

Gjensidige p\u00e5peker at det er opp til den enkelte \u00e5 vurdere hvor godt man vil v\u00e6re forsikret for \u00e5 kunne slappe av og nyte turen med leiebilen. Imidlertid understreker de at man b\u00f8r s\u00f8rge for at leiebil-forsikringen dekker det samme som en forsikring av en nyere bil hjemme.<\/p>\n

Minstekravet er ansvarsforsikring. P\u00e5 engelsk heter det \u00abThird Party Liability\u00bb. Det er som regel inkludert i leieprisen hos de st\u00f8rre selskapene. Det er imidlertid viktig \u00e5 sjekke, for det finnes en del mindre akt\u00f8rer som ikke inkluderer det i leieprisen.<\/p>\n

Siden det er ulike regler i forskjellige land m\u00e5 man ogs\u00e5 sjekke om denne ansvarsforsikringen dekker b\u00e5de sj\u00e5f\u00f8r og passasjer. Gj\u00f8r den ikke det b\u00f8r man ha en tilleggsforsikring for det.<\/p>\n

Kasko og egenandel<\/strong><\/h5>\n

N\u00e5r det gjelder kaskoforsikring, s\u00e5 fungerer det i stor grad p\u00e5 samme m\u00e5te som i Norge. Dersom man er skyldig i en kollisjon, og skader bilen, kan det bli sv\u00e6rt kostbart uten kaskoforsikring.<\/p>\n

De fleste selskapene tilbyr i tillegg en forsikring for egenandelen p\u00e5 kaskoforsikringen. Den kan det hende du trygt kan droppe.<\/p>\n

I mange tilfeller vil nemlig reiseforsikringen din dekke egenandelen p\u00e5 kaskoen ved en eventuell kollisjon. Derfor er det fornuftig \u00e5 f\u00f8rst g\u00e5 n\u00f8ye gjennom reiseforsikringen din f\u00f8r du begynner \u00e5 diskutere forsikringer med leiebilselskapet.<\/p>\n

If Europeiske opplyser at Super Hel\u00e5rs reiseforsikring dekker egenandelen p\u00e5 kaskoforsikringen ved kollisjon. Den dekker imidlertid ikke for eksempel konsekvenser av feilfylling, bompasseringer eller hvis du g\u00e5r tom for drivstoff.<\/p>\n

Ulykkesforsikring<\/strong><\/h5>\n

Gjensidige anbefaler<\/a> at man har en solid ulykkesforsikring i bunn, ogs\u00e5 n\u00e5r man er p\u00e5 reise. Da er man dekket i tilfeller av alvorlige ulykker og invaliditet.<\/p>\n

Mange land har begrensninger for erstatningssummer ved skader man f\u00e5r i trafikken. Imidlertid har ikke land som Frankrike, Storbritannia og Be-Ne-Lux-landene et \u00f8vre tak p\u00e5 dette.<\/p>\n

I USA<\/a> er det ulike regler for ulike stater. Det betyr at det er enda viktigere \u00e5 sjekke p\u00e5 forh\u00e5nd hva som gjelder i akkurat de statene man skal bes\u00f8ke.<\/p>\n

Forst\u00e5 avtalen<\/strong><\/h5>\n

Det er viktig at du f\u00e5r leieavtalen p\u00e5 et spr\u00e5k du forst\u00e5r. De fleste selskaper har informasjon i alle fall p\u00e5 engelsk, og ofte p\u00e5 flere spr\u00e5k.<\/p>\n

Dersom det oppst\u00e5r problemer i etterkant kan det ogs\u00e5 v\u00e6re en fordel dersom du har benyttet et selskap som har servicekontor i Norge.<\/p>\n

Det er dessuten en fordel \u00e5 finne leiebil f\u00f8r du reiser fra Norge. Dersom du f\u00f8r du drar benytter en s\u00f8kemotor for \u00e5 finne leiebil, eller g\u00e5r direkte til nettsidene for bilutleiefirmaene, s\u00e5 kan du i ro og mak lese gjennom betingelsene.<\/p>\n

Det er lett \u00e5 bli stresset n\u00e5r man st\u00e5r ved disken og skal f\u00e5 bilen utlevert. Da er det ogs\u00e5 lett \u00e5 si \u00abja\u00bb til en dyrere avtale enn det som strengt tatt er n\u00f8dvendig.<\/p>\n

F\u00f8lg ogs\u00e5 FinalCall.travel p\u00e5 Facebook for s\u00e5 g\u00e5r du ikke glipp av de viktigste nyhetene!<\/a><\/strong><\/em><\/p>\n

Husk at du kan bli medlem av v\u00e5r lukkede Facebook-gruppe for alle som reiser mer enn gjennomsnittet. For \u00e5 bli medlem er det et krav at du reiser ofte og at du svarer p\u00e5 de tre sp\u00f8rsm\u00e5lene vi stiller deg ved innmelding. Meld deg inn i Frequent Traveler Norge her.<\/a><\/strong><\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

N\u00e5r du skal leie bil i utlandet f\u00e5r du som regel tilbud om opptil flere typer forsikring i tillegg. Det er fristende \u00e5 si ja til disse tilbudene, for \u00e5 v\u00e6re p\u00e5 den sikre siden. Likevel kan det l\u00f8nne seg \u00e5 vurdere dem litt n\u00e6rmere f\u00f8rst. Her gir vi en gjennomgang av hva du b\u00f8r …<\/p>\n","protected":false},"author":2,"featured_media":47685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[839,2],"tags":[1977,395],"class_list":["post-47682","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter-andre","category-featured","tag-forsikring","tag-leiebil"],"yoast_head":"\nDette m\u00e5 du vite om leiebil og forsikringer i utlandet - FinalCall.travel Norge<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finalcall.demowebprojects.com\/no\/2020\/10\/26\/dette-ma-du-vite-om-leiebil-og-forsikringer-i-utlandet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dette m\u00e5 du vite om leiebil og forsikringer i utlandet - FinalCall.travel Norge\" \/>\n<meta property=\"og:description\" content=\"N\u00e5r du skal leie bil i utlandet f\u00e5r du som regel tilbud om opptil flere typer forsikring i tillegg. Det er fristende \u00e5 si ja til disse tilbudene, for \u00e5 v\u00e6re p\u00e5 den sikre siden. Likevel kan det l\u00f8nne seg \u00e5 vurdere dem litt n\u00e6rmere f\u00f8rst. 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