{"id":46987,"date":"2020-09-23T07:31:50","date_gmt":"2020-09-23T05:31:50","guid":{"rendered":"https:\/\/finalcall.demowebprojects.com\/no\/?p=46987"},"modified":"2020-09-22T15:33:56","modified_gmt":"2020-09-22T13:33:56","slug":"mange-sporsmal-rundt-hostferie-dette-kan-reiseforsikringen-hjelpe-til-med","status":"publish","type":"post","link":"https:\/\/finalcall.demowebprojects.com\/no\/2020\/09\/23\/mange-sporsmal-rundt-hostferie-dette-kan-reiseforsikringen-hjelpe-til-med\/","title":{"rendered":"Mange sp\u00f8rsm\u00e5l rundt h\u00f8stferie – dette kan reiseforsikringen hjelpe til med"},"content":{"rendered":"

\u00d8kende smittespredning og r\u00f8de lys setter en stopper for de fleste utenlandsturer i h\u00f8stferien. Likevel er reiseforsikringen vel s\u00e5 aktuell for kundene.<\/strong><\/p>\n

\n

Samtidig som smitten har blusset opp igjen her i Norge, har stadig flere omr\u00e5der i Europa\u00a0ogs\u00e5 g\u00e5tt tilbake til \u00e5 bli r\u00f8de i FHIs kart.<\/p>\n

– Etter hvert som flere land og omr\u00e5der igjen farges r\u00f8de i FHIs kart, og med det omfattes av UDs reiser\u00e5d,\u00a0blir det f\u00e6rre muligheter til \u00e5 reise utenlands i h\u00f8stferien med gyldig forsikring<\/em>, sier Andreas Bibow Handeland, kommunikasjonsr\u00e5dgiver i Europeiske Reiseforsikring og If.<\/p>\n

Norges st\u00f8rste reiseforsikringsselskap har ikke opplevd noen ekstraordin\u00e6r b\u00f8lge av avbestillinger knyttet til h\u00f8stferien\u00a0de siste dagene.\u00a0Men behovet for informasjon blant kundene er likevel stort.<\/p>\n

–\u00a0 Vi opplever at kundene v\u00e5re har et stort behov for \u00e5 snakke med oss. Det handler i stor grad om de ulike fargene i FHIs reisekart og hva vi tror vil skje i tiden som kommer. Mange lurer ogs\u00e5 p\u00e5 hva de risikerer ved \u00e5 reise, hva som skjer hvis et land endrer farge underveis p\u00e5 en reise, og hvorvidt vi dekker karantene enten p\u00e5 reisem\u00e5let eller ved hjemkost,<\/em> sier Handeland.<\/p>\n

Kontakt fly- og reiseselskapet f\u00f8rst – deretter forsikringsselskapet<\/strong><\/h5>\n

– Hos oss i Europeiske og If er det slik at du kan ha krav p\u00e5 erstatning hvis du avbestiller dersom det er 14 dager eller mindre til avreisedato. Men det er viktig \u00e5 huske p\u00e5 at du alltid m\u00e5 kontakte fly- eller reiseselskapet ditt f\u00f8rst, slik at vi vet hvilke utgifter du sitter igjen med selv<\/em>, forteller Handeland.<\/p>\n

Dersom det er fly- eller reiseselskapet som selv m\u00e5 kansellere reisen, fordi de ikke kan ta deg med p\u00e5 tur til et r\u00f8dt omr\u00e5de, er det disse akt\u00f8rene som skal refundere reisen.<\/p>\n

Reiseforsikringen dekker ikke utgifter som disse selskapene er pliktige til \u00e5 refundere.<\/p>\n

Kostbart \u00e5 holde folk hjemme fra reise<\/strong><\/h5>\n

Selv om det har blitt lite reising utenlands for norske borgere gjennom pandemien, har forsikringskundene\u00a0aldri hatt s\u00e5 god nytte av reiseforsikringen som i 2020.<\/p>\n

–\u00a0I f\u00f8rste halv\u00e5r betalte vi ut ca. 420 millioner kroner i erstatning knyttet til reise. Det\u00a0er 55 prosent mer enn i samme periode i fjor. Ca. 80 prosent\u00a0dreier seg om\u00a0avbestillinger, og det\u00a0viser hvor\u00a0verdifull denne dekningen er for kundene\u00a0slik situasjonen er og har v\u00e6rt<\/em>, sier Handeland.<\/p>\n

– Det er kjempeviktig \u00e5 ha en god reiseforsikring selv om man ikke f\u00e5r reist utenlands. Den gjelder i praksis fra det \u00f8yeblikket du g\u00e5r ut av porten hjemme, og dekker hendelser en innboforsikring ikke tar. Eksempler p\u00e5 dette er avbestillinger innen- og utenlands, forsinkelser, tilkalling ved sykdom, samt at den har h\u00f8yere dekning i forbindelse med tap av reisegods.<\/em><\/p>\n

Likevel kan en langvarig\u00a0pandemisituasjon medf\u00f8re endringer i kundenes forsikringsbehov.<\/p>\n

– Gjennom pandemien har reiseforsikringen hatt en ekstra stor verdi for mange av kundene v\u00e5re, fordi vi har erstattet avbestillingskostnader for turer som ikke har v\u00e6rt mulig \u00e5 gjennomf\u00f8re. Men dersom det\u00a0skulle bli f\u00e6rre avbestillinger i tiden som kommer, og kundene v\u00e5re heller ikke f\u00e5r reist som normalt, er det naturlig \u00e5 se p\u00e5 hvilke grep vi kan gj\u00f8re for \u00e5 tilpasse forsikringen etter markedssituasjonen<\/em>, sier Handeland.<\/p>\n

F\u00f8lg ogs\u00e5 FinalCall.travel p\u00e5 Facebook for s\u00e5 g\u00e5r du ikke glipp av de viktigste nyhetene!<\/a><\/strong><\/em><\/p>\n

Husk at du kan bli medlem av v\u00e5r lukkede Facebook-gruppe for alle som reiser mer enn gjennomsnittet. For \u00e5 bli medlem er det et krav at du reiser ofte og at du svarer p\u00e5 de tre sp\u00f8rsm\u00e5lene vi stiller deg ved innmelding. Meld deg inn i Frequent Traveler Norge her.<\/a><\/strong><\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u00d8kende smittespredning og r\u00f8de lys setter en stopper for de fleste utenlandsturer i h\u00f8stferien. Likevel er reiseforsikringen vel s\u00e5 aktuell for kundene. Samtidig som smitten har blusset opp igjen her i Norge, har stadig flere omr\u00e5der i Europa\u00a0ogs\u00e5 g\u00e5tt tilbake til \u00e5 bli r\u00f8de i FHIs kart. – Etter hvert som flere land og omr\u00e5der …<\/p>\n","protected":false},"author":2,"featured_media":46990,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[839,2],"tags":[3660,1938,1618],"class_list":["post-46987","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter-andre","category-featured","tag-europeiske","tag-hostferie","tag-reiseforsikring"],"yoast_head":"\nMange sp\u00f8rsm\u00e5l rundt h\u00f8stferie - dette kan reiseforsikringen hjelpe til med - FinalCall.travel Norge<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finalcall.demowebprojects.com\/no\/2020\/09\/23\/mange-sporsmal-rundt-hostferie-dette-kan-reiseforsikringen-hjelpe-til-med\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mange sp\u00f8rsm\u00e5l rundt h\u00f8stferie - dette kan reiseforsikringen hjelpe til med - FinalCall.travel Norge\" \/>\n<meta property=\"og:description\" content=\"\u00d8kende smittespredning og r\u00f8de lys setter en stopper for de fleste utenlandsturer i h\u00f8stferien. 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